Rates as low as 3.99% PLUS closing costs!*

* Offer available only on select move-in ready homes from Ideal Homes & Neighborhoods for a limited time with a preferred lender. Must close within 30 days of contract. Promotional 3.99% rate is based on an FHA loan with a temporary buydown. Rates as low as 3.99 the first year, 4.99 the second, and 5.99 for the remainder of the loan. Closing costs covered up to 1.5% of the loan amount, not to exceed lending seller credit limits. Closing costs do not include prepaids. Based on interest rates as of 10/27/2026. Rates may change, and buyer must qualify for specific interest rate and terms. This is not an offer to enter into an interest rate or discount point agreement; any such agreement may only be made in writing signed by both the borrower and the lender. Offers may not be combined. Offers, including the rate buydown, require financing through a preferred Ideal Homes & Neighborhoods lender.