Rate As Low As 3.99%* OR $12k Your Way*

*Offer available only on select move-in ready homes from Ideal Homes & Neighborhoods for a limited time with preferred lender. Must close within 30 days of contract. $12k, $16k, or $20k offers on select homes may be used on rate buydown, closing costs, and/or select home options on completed homes. Sample 3.99 rate is based on an FHA loan temporary buydown based on interest rates dated 11/19/2025 for the first year and the second-year fixed rate as low as 4.99% (5.654% APR) for the remainder of the loan. Rates may change and buyer must qualify for specific interest rate and terms. This is not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offers may not be combined. Offers, including the rate buydown, requires financing through a preferred Ideal Homes & Neighborhoods lender.

**Upgrade options only available for complete pre-designed homes. Not available to use on custom homes.