Rate As Low As 2.99%* OR $20k Your Way*

Choose the Savings That Fit Your New Move-In Ready Home
Finding the right home should feel exciting, and your savings should, too. Ideal Homes & Neighborhoods is offering two valuable ways to make your move-in-ready home more affordable and more personalized to your needs.

Option 1: Rates as Low as 2.99%*
For a limited time, you can secure a low introductory rate that brings meaningful monthly savings. When you work with a preferred lender, your rate can be as low as 2.99% in the first year, 3.99% in the second, and 4.99% for the remainder of the loan. This is a smart way to enjoy a beautiful new home while keeping monthly costs lower.

Option 2: Up to $20,000 Your Way*
If flexibility is what you value most, you can choose how to use up to $20,000 to enhance your home purchase:

Cover Closing Costs to lower upfront expenses.
Buy Down Your Rate for lasting monthly savings.
Select Upgrades like a storm shelter, whole-home blinds, or other features that add comfort and convenience.

Whether lower payments, upfront affordability, or personalizing your new home matters most, you get to choose the savings that work best for you.